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Home / Card Category / No Annual Fee

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American Express

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No Annual Fee Credit Cards

Without yearly membership fees and monthly maintenance fees.
Many of these cards not only have rewards but also come with a variety of perks and benefits.
Compare offers from our partners on no annual fee credit cards to find the one for you.

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The card offers that appear on this site are from companies from which DealAM.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). DealAM.com does not include all card companies or all card offers available in the marketplace.

Citi Custom Cash<sup>®</sup> Card

Citi Custom Cash^® Card

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.

1

2 months ago

on Citi secure site

Bonus	Spending Rewards	Annual Fee
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.	Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases. Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026.	$0

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.

Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026.
No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
No Annual Fee
Citi will only issue one Citi Custom Cash^® Card account per person.

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From Our Partner: Citi Rates & Fees

Citi Rewards+<span style="vertical-align: super; font-size: 12px; font-weight:100;">®</span> Card

Citi Rewards+® Card

Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com

1

9 months ago

on Citi secure site

Bonus	Spending Rewards	Annual Fee
Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com	Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.	$0

Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
Plus, as a special offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 17.99% - 27.99%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
No Annual Fee

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From Our Partner: Citi Rates & Fees

Hilton Honors American Express Card

American Express

Hilton Honors American Express Card

Earn 100,000 Hilton Honors Bonus Points. Terms Apply.

1

4 months ago

on American Express secure site

Bonus	Spending Rewards	Annual Fee
Earn 100,000 Hilton Honors Bonus Points. Terms Apply.	Up to 7 Points/$1. Terms Apply.	$0

Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025.
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
Earn 3X Points for all other eligible purchases on your Card.
Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
No Annual Fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

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From Our Partner: American Express Rates & Fees

Blue Cash Everyday® Card from American Express

American Express

Blue Cash Everyday® Card from American Express

Earn a $200 Statement Credit. Terms Apply.

1

1 years ago

on American Express secure site

Bonus	Spending Rewards	Annual Fee
Earn a $200 Statement Credit. Terms Apply.	3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). Terms Apply.	No Annual Fee

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
No Annual Fee.
Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 18.24% to 29.24% variable APR.
3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Everyday® Card. Enrollment required.
Enjoy up to $15 back per month when you purchase a Home Chef meal kit subscription (subject to auto renewal) with your enrolled Blue Cash Everyday® Card.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

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From Our Partner: American Express Rates & Fees

Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

Earn $750 bonus cash back

1

1 months ago

on Chase secure site

Bonus	Spending Rewards	Annual Fee
Earn $750 bonus cash back	Earn unlimited 1.5% cash back on every purchase made for your business	$0

Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn unlimited 1.5% cash back on every purchase made for your business
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
0% introductory APR for 12 months on purchases
Member FDIC

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From Our Partner: Chase

Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

Earn up to $750 bonus cash back

1

9 months ago

on Chase secure site

Bonus	Spending Rewards	Annual Fee
Earn up to $750 bonus cash back	Earn 5% cash back in select business categories	$0

Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
0% introductory APR for 12 months on purchases
Member FDIC

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From Our Partner: Chase

Citi Double Cash<sup>®</sup> Card

Citi Double Cash^® Card

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.

1

1 months ago

on Citi secure site

Bonus	Spending Rewards	Annual Fee
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.	Earn 2% cash back on purchases:1% when you buy plus 1% as you pay	$0

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^®Points, which can be redeemed for $200 cash back.
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.

Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

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From Our Partner: Citi Rates & Fees

Chase Freedom Unlimited<sup>®</sup>

Chase Freedom Unlimited^®

Up to $300 Cash Back

1

2 months ago

on Chase secure site

Bonus	Spending Rewards	Annual Fee
Up to $300 Cash Back	1.5% - 5% Cash Back	$0

INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.74% - 28.49%.
No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited®card
Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
Member FDIC

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From Our Partner: Chase

IHG One Rewards Traveler Credit Card

IHG One Rewards Traveler Credit Card

Earn 80,000 Bonus Points

1

27 days ago

on Chase secure site

Bonus	Spending Rewards	Annual Fee
Earn 80,000 Bonus Points	Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts. Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases.	$0

Earn 80,000 Bonus Points
No Annual Fee
Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts
Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
No Foreign Transaction Fees
Redeem 3 Nights, Get the 4th Night Free
IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
Member FDIC

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From Our Partner: Chase

Delta SkyMiles® Blue American Express Card

American Express

Delta SkyMiles® Blue American Express Card

Earn 10,000 bonus miles. Terms Apply.

1

1 years ago

on American Express secure site

Bonus	Spending Rewards	Annual Fee
Earn 10,000 bonus miles. Terms Apply.	Earn 2x Miles with restaurant and Delta purchases. Terms Apply	$0

Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
No Annual Fee.
Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
Earn 2X Miles per dollar spent on Delta purchases, and 1X Mile on all other eligible purchases.
Pay with Miles: take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.
No Foreign Transaction Fees.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

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From Our Partner: American Express Rates & Fees

United Gateway℠ Card

United Gateway℠ Card

Earn 30,000 bonus miles

1

4 months ago

on Chase secure site

Bonus	Spending Rewards	Annual Fee
Earn 30,000 bonus miles	2x miles on United® purchases, at gas stations, and on local transit and commuting. 1x mile on all other purchases.	$0

Limited-time Offer: Earn 30,000 bonus miles
No annual fee
2x miles on United® purchases
2x miles at gas stations
2x miles on local transit and commuting
1x mile on all other purchases
25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
Member FDIC

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From Our Partner: Chase

AT&T Points Plus<span style="vertical-align: super; font-size: 12px; font-weight:100;">®</span> Card from Citi

AT&T Points Plus® Card from Citi

Earn a $100 Statement Credit after spending $1,000 in qualifying activities in the first 3 months of account opening

1

3 months ago

on Citi secure site

Bonus	Spending Rewards	Annual Fee
Earn a $100 Statement Credit after spending $1,000 in qualifying activities in the first 3 months of account opening	Earn Up to 3 ThankYou® Points/$1 Spent. Terms Apply.	N/A

Earn a $100 Statement Credit after spending $1,000 in qualifying activities in the first 3 months of account opening
Earn up to an additional $240 back toward your qualifying AT&T Wireless bills every year after eligible spend
Earn 3 ThankYou® Points for every $1 spent at gas and EV charging stations
Earn 2 ThankYou® Points per $1 spent at Grocery Stores
Earn 1 ThankYou® Point per $1 spent on all other purchases
No limit to the amount of points you can earn, and your points will not expire.
No Annual Fee

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From Our Partner: Citi Rates & Fees

Prime Visa

Get a $150 Amazon Gift Card

1

13 days ago

on Amazon's secure site

Bonus	Spending Rewards	Annual Fee
Get a $150 Amazon Gift Card	Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% on all other purchases	$0

Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members
Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
Earn unlimited 1% back on all other purchases
No annual credit card fee
No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
Member FDIC

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From Our Partner: Chase

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